| | Personal Finance Daily SEPTEMBER 10, 2012 Monday's Personal Finance Stories By MarketWatch Don't miss these top stories: If you're in the market for home appliances, do yourself a favor and start shopping in September. That's when manufacturers discount inventory to make way for new models in the fall, Jeanette Pavini writes. It's also a good time to stock up on wine, as well as buy a bicycle or luggage. It may not, however, be a bargain-hunter's best month to buy a car, as it had been in the past. Read more in Jeanette's Buyer Beware column. Plus, read a Home Economics column on why baby boomers are again starting to consider their next housing move, and learn the 10 things that small businesses won't tell you in Monday's Personal Finance pages. —Amy Hoak , Personal Finance writerYou're invited: A MarketWatch Retirement Adviser event Planning to be in New York next week? You're invited to a free MarketWatch Retirement Adviser special event, "From Retirement Savings to Income," in New York on Tuesday, Sept. 18.Join us for a free breakfast and panel discussion on the best way to convert your retirement assets into income. MarketWatch senior columnist Robert Powell will moderate the panel of some of the nation's leading retirement experts on which strategy — 4% withdrawal, product-allocation with annuities or time segmentation — is best for retirement savers and the financial advisers who serve them.Our guest panelists are John Olsen, principal of Olsen Financial Group; David Blanchett, head of retirement research for Morningstar Investment Management; and Farrell Dolan, principal at Farrell Dolan Associates. For details and to make a reservation for this free event, email us at MarketWatchevent@wsj.com .Shop for these items now to net big savings September is the best month to save a bundle on five popular items. Here's what to buy, how to save the most and even how to keep saving after you've made your purchase.
Shop for these items now to net big savings. Baby boomers consider next housing move Many older baby boomers have been putting off moving for years now, due to weak housing markets, price declines and losses in their retirement accounts. But as markets are beginning to recover, some may be unearthing their buried plans to downsize, move closer to their children or relocate to a warmer climate.
Baby boomers consider next housing move. How small retailers can outgun the big chains Serving free ice cream and being nice to jerks: How small retailers survive.
How small retailers can outgun the big chains. 10 things small businesses won't tell you Small businesses: Who are these "job creators" and how did they get so many government agencies working for them? Here are 10 things small businesses won't tell you.
10 things small businesses won't tell you. ECONOMY AND POLITICS TARP watchdog on Treasury, AIG, 'too big to fail' As the Treasury Department unveils its plan to dramatically chop its stake in American International Group Inc. (AIG), the watchdog for the sweeping bank-bailout program is still concerned that the firm hasn't been designated as "systemically" risky four years after the financial crisis.
TARP watchdog on Treasury, AIG, 'too big to fail.' China trade surplus widens as imports contract China posts a wider-than-expected trade surplus in August as imports unexpectedly contract from the year-earlier period, suggesting lackluster domestic demand.
China trade surplus widens as imports contract. Economy 'highly mediocre,' top forecaster says The economy is stuck growing at about 2%, a level that's "highly mediocre," says the winner of our Forecaster of the Month award, CIBC economist Avery Shenfeld.
Economy 'highly mediocre,' top forecaster says. INVESTING Day trading is done, but it's not dead During the great, glory years of day trading in the late 1990s, making hundreds or thousands of dollars a day was easy. Nice work if you could get it — and it still is, writes Michael Sincere.
Day trading is done, but it's not dead. Farm-commodity funds are better to reap than sow If you own farm-commodity securities, congratulations. But don't get greedy; consider taking the money and running, writes Conrad de Aenlle.
Farm-commodity funds are better to reap than sow. Hollande's French honeymoon ends early Elected in May, the president finds his honeymoon with French voters has come to an abrupt end, but yield-hungry bond markets are still giving him the benefit of the doubt.
Hollande's French honeymoon ends early. Gold gets some powerful friends Gold jumps — and acquires some new friends.
Gold gets some powerful friends. Euro optimism won't last for long Markets are calm again, temporarily, But they seem to have forgotten that the German Parliament has an effective veto over the aid programs that have to be in place before the ECB can open up its heavy artillery, writes David Marsh.
Euro optimism won't last for long. 
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