Monday's Personal Finance Stories
By MarketWatch
Don't miss these top stories: While some may have rosy expectations for stocks next year, there is a way investors can be sure to protect themselves from disappointment in case those predictions don't pan out: Favor stocks with prices that reflect low expectations, writes Jack Hough. Stocks like Caterpillar Inc.(CAT), Chevron Corp. (CVX), J.P. Morgan Chase & Co. (JPM) and Cisco Systems Inc. (CSCO) are good bets, he writes. Find out why in his latest column. Also, learn how safety issues with a home could slow down approval of an FHA mortgage, and see a slide show of America's seven deadliest jobs in the day's Personal Finance pages. — Amy Hoak , assistant editor, Personal FinanceHow to pick stocks for your 2013 portfolio
With earnings expectations looking overoptimistic, writes Jack Hough, it's worth considering stocks like Caterpillar and Chevron, whose current forecasts look likelier to be met.
How to pick stocks for your 2013 portfolio. Rethinking long-term-care insurance
Buyers of long-term care coverage have a growing number of alternatives to traditional insurance.
Rethinking long-term-care insurance. Home woes may scuttle your FHA mortgage
What's a sure way to slow down approval of your FHA mortgage? Try to close on a property that doesn't meet its safety, soundness and security requirements.
Home woes may scuttle your FHA mortgage America's seven deadliest jobs
Find out what are the deadliest jobs in America and the explanations why those professions are so risky.
America's seven deadliest jobs. ECONOMY AND POLITICS
Wait to hit stimulus brakes: business economists
Economists who work for businesses and banks believe taxes should be raised and spending should be cut to reduce the government's budget deficit. Just as long as it isn't next year.
Wait to hit stimulus brakes: business economists. INVESTING
Did Discover 'market' or 'mislead'?
More than $200 million poorer for it, Discover is the latest credit-card issuer to settle with the Consumer Financial Protection Bureau. It's why the banks fought so hard against creation of the bureau.
Did Discover 'market' or 'mislead'? Bundesbank will seek extra leverage at ECB?
The Bundesbank, like all European national central banks, has one vote in monetary-policy decisions. But David Marsh argues that an ECB statute might give the German agency more leverage over decisions regarding the ECB's capital.
Bundesbank will seek extra leverage at ECB? Corporate China — exposed abroad
China's flagship companies itching to expand overseas can expect a culture shock. But rather than foreign languages or customs, it's the level of scrutiny they will face that could provide the biggest change from home, writes Craig Stephen.
Corporate China — exposed abroad.
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