Thursday's Personal Finance Stories
By MarketWatch
Don't miss these top stories: Even though there can be a lot of information crammed into home-sale listings, it isn't always easy to determine which ones are really worth the time to see. Real-estate agents can be flowery in their descriptions and photos can be deceiving.But there are ways to learn if a listing is too good to be true, even before you step through the door. Read today's Home Economics on how to know if a home-sale listing is trying to deceive you, plus learn five annuity moves raising the stakes for retirement. And don't forget to keep up with MarketWatch coverage of the Democratic National Convention in Charlotte, N.C.—Amy Hoak , Personal Finance writerYou're invited: A MarketWatch Retirement Adviser event
Planning to be in New York in mid-September? You're invited to a free MarketWatch Retirement Adviser special event, "From Retirement Savings to Income," in New York on Tuesday, Sept. 18.Join us for a free breakfast and live panel discussion on the best way to convert your retirement assets into income. MarketWatch senior columnist Robert Powell will moderate the panel of some of the nation's leading retirement experts on which strategy—4% withdrawal, product-allocation with annuities, or time-segmentation—is best for retirement savers and the financial advisers who serve them.Our guest panelists are John Olsen, principal of Olsen Financial Group; David Blanchett, head of retirement research for Morningstar Investment Management; and Farrell Dolan, principal at Farrell Dolan Associates. For details and to make a reservation for this free event, email us at MarketWatchevent@wsj.com .Who gets your iTunes and Kindle romance novels when you die?
Many of us will accumulate vast libraries of digital books and music over the course of our lifetimes. But when we die, our collections of words and music may expire with us. Current law just hasn't kept up with advancements in digital content.
Who gets your iTunes and Kindle romance novels when you die? How to know a home-sale listing is deceiving you
It's entirely possible to move before the holidays. But you'll need to be efficient in your home search, spending time on only those listings that have the most potential.
How to know a home-sale listing is deceiving you. 5 annuity moves raising the stakes for retirement
Variable annuities, in fact most types of annuities, are among the most vilified and hated products in the financial services industry. But these products can and do serve a useful purpose, when used correctly.
5 annuity moves raising the stakes for retirement. AARP revamps Social Security tools
AARP has revamped its retirement website and now features a Social Security question-and-answer tool.
AARP revamps Social Security tools. Overworked employees may see relief in new hiring
Since the recession, companies avoided hiring new employees by pushing existing staff to work longer and harder. But experts say employers may have squeezed everything they can out of their workforce—and now have no choice but to start hiring.
Overworked employees may see relief in new hiring. 10 things personal shoppers won't tell you
For the chronically fashion-phobic, style consultants can seem like saviors. But be prepared to dig deep into your bank account for the privilege.
10 things personal shoppers won't tell you. The $1 million penny and 7 more famous coins
Coin collecting combines history, beauty and, in rare cases, multimillion-dollar prices. Here's a look at eight of the most valuable coins ever sold.
The $1 million penny and 7 more famous coins. How to follow the money in rare-coin collecting
Classic U.S. gold coins and high-quality silver and copper coins are among the best buys right now, writes David B. Wilkerson. Here's what you need to know to turn a hobby into an investment and avoid the pitfalls.
How to follow the money in rare-coin collecting. ECONOMY AND POLITICS
Obama to lay out vision for growth
Barack Obama on Thursday night will lay out his vision for growing the economy by strengthening the middle class in a prime time address from the Democratic National Convention.
Obama to lay out vision for growth. Can Captain Obama avert a mutiny?
Like a captain navigating a ship through rough waters, President Barack Obama says he can see a brighter horizon for the U.S. economy. But he needs more time to set the ship on a straight course.
Can Captain Obama avert a mutiny? Clinton's economic legacy hurts Obama
Bill Clinton gave a virtuoso political performance in support of Barack Obama, but Clinton's economic legacy is one of the main reasons Obama faces such a tough battle for re-election, writes Darrell Delamaide
Clinton's economic legacy hurts Obama. Three factors that will decide the next president
The stock market, jobs and debt levels weigh on the election.
Three factors that will decide the next president. Draghi unveils ECB bond-buying plan
European Central Bank President Mario Draghi says the central bank is prepared to buy government bonds in unlimited quantities to eliminate "tail risk" in the euro area, but reiterates countries must abide by strict conditions.l
Draghi unveils ECB bond-buying plan. August jobs report may be better-than-feared
Available evidence opens possibility data could beat 120k forecast.
August jobs report may be better-than-feared. Services activity ticks higher in August
Growth of economic activity among U.S. services industries ticked up in August, ISM data show, with a rebound in employment and a slowdown in production growth.
Services activity ticks higher in August. Private payrolls post largest gain in five months
Private-job growth picks up in August, recording the largest employment gain in five months, according to data released Thursday by payrolls-processor Automatic Data Processing.
Private payrolls post largest gain in five months. U.S. jobless claims drop 12,000 to 365,000
First-time claims for state unemployment benefits decline by 12,000 to 365,000, the largest drop in more than a month.
U.S. jobless claims drop 12,000 to 365,000. INVESTING
Debt forecast: U.S. will look like Greece by 2021
At the rate we're going, our national debt will look like Greece's in less than 10 years, write James Harrigan and Antony Davies. Here are four steps we must take immediately to reverse course.
Debt forecast: U.S. will look like Greece by 2021. 6 ways to profit from Draghi's bond plan
Investors interested in buying Italian and Spanish debt can choose from a handful of exchange-traded funds or exchange-traded notes, though analysts caution this tactic may not be a good gamble for your average person.
6 ways to profit from Draghi's bond plan. Dizzying gains, stupefying losses in medical tech
Medical Technology Stock Letter continues to Matterhorn. What does that say about the market? Peter Brimelow explains.
Dizzying gains, stupefying losses in medical tech. Don't blame Facebook CFO for IPO debacle
The $100 billion in shares were sold to money managers by the brokerage arms of investment banks, just as surely as brokers and traders then sold them to retail investors, writes John Shinal.
Don't blame Facebook CFO for IPO debacle. The focus on green jobs is misplaced
When it comes to so-called green jobs, hype overshadows reality, writes Diana Furchtgott-Roth.
The focus on green jobs is misplaced. Microsoft's real target should be BlackBerry
Microsoft's launch of its new mobile software was highly consumer focused. But it should be focusing more on the obvious customer target: the corporate BlackBerry crowd, stuck waiting until next year for anything new.
Microsoft's real target should be BlackBerry. 
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