Tuesday's Personal Finance Stories
By MarketWatch
Don't miss these top stories: Highlights on MarketWatch today include a column from Ruth Mantell on how to make the most of your references on the job hunt, and why some banks are offering prepaid cards to their wealthier clients. Irwin Kellner writes that investors are hoping it's different this August. Read these stories and more at MarketWatch.com.You're invited: A MarketWatch Retirement Adviser event
Planning to be in the New York area next month? You're invited to a MarketWatch Retirement Adviser special event, "From Retirement Savings to Income," in New York on Tuesday, Sept. 18.Join us for a free breakfast and live panel discussion on the best way to convert your retirement assets into income. MarketWatch senior columnist Robert Powell will moderate the panel of some of the nation's leading retirement experts on which strategy—4% withdrawal, product-allocation with annuities, or time-segmentation—is best for retirement savers and the financial advisers who serve them.Our guest panelists are John Olsen, principal of Olsen Financial Group; David Blanchett, head of retirement research for Morningstar Investment Management; and Farrell Dolan, principal at Farrell Dolan Associates. For details and to make a reservation for this free event, email us at MarketWatchevent@wsj.com .— Anne Stanley , Managing Editor, Personal FinancePrepaid cards aim for wealthier wallets
In recent months, major financial institutions have rolled out ambitious prepaid card offerings that target a more financially secure market than the "unbanked" or "underbanked" customers who traditionally have relied on this popular form of plastic.
Prepaid cards aim for wealthier wallets Make job references work for you
In a close contest between job applicants, a good reference can be pivotal. The wrong reference can strike a blow.
Make job references work for you ECONOMY AND POLITICS
Economy not helping Romney or Obama
Seven key indicators of voters' views on the economy show that neither President Barack Obama nor GOP rival Mitt Romney is getting a boost from the economy's performance, writes Rex Nutting.
Economy not helping Romney or Obama INVESTING
Investors hope this time it's different
August is usually a down month for stocks, but this year the market is actually going up. Irwin Kellner, MarketWatch's chief economist, thinks it may be about hope.
Investors hope this time it's different Five things for Apple investors to consider
As Apple shares surge to new highs, investors looking at the stock should keep five things in mind as they evaluate their positions, writes MarketWatch columnist Therese Poletti.
5 things for Apple investors to consider Is it finally time to buy Facebook?
Is it time—finally—to start thinking about buying Facebook? MarketWatch's Mark Hulbert reports that at least some contrarians are now arguing that the conventional wisdom about the company has become lopsidedly negative.
Is it finally time to buy Facebook? Interest grows in cheap emerging markets
Stocks in numerous nations not named the United States have been pounded during the past year. It's easy to see why many investors have decided to sell first, ask questions later when it comes to emerging-market stocks. So why are some of the pros returning to emerging markets?
Interest grows in cheap emerging markets 
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