| | Personal Finance Daily AUGUST 24, 2012 Friday's Personal Finance Stories By MarketWatch Don't miss these top stories: If you had collected a valuable library of books and musical recordings worth many thousands of dollars, your heirs would get them when you died. But if these were digital music files and e-books, they might not. So who would get your iTunes and Kindle romance novels? It's a complicated question. Part of the problem, Quentin Fottrell writes today, is that with digital content, one doesn't have the same rights as with print books and CDs. Customers own a license to use the digital files—but they don't actually own them. There is a simple solution, but it doesn't fix the problem. Your heirs could use the digital devices the content is stored on. But remember to leave them the passwords.Also on MarketWatch today, read about how some widows are getting cheated out of Social Security benefits because of possible bias by their financial advisers, and don't miss Kelli Grant's story on how to snag the best airline seat you can.You're invited: A MarketWatch Retirement Adviser event Planning to be in the New York area next month? You're invited to a MarketWatch Retirement Adviser special event, "From Retirement Savings to Income," in New York on Tuesday, Sept. 18.Join us for a free breakfast and live panel discussion on the best way to convert your retirement assets into income. MarketWatch senior columnist Robert Powell will moderate the panel of some of the nation's leading retirement experts on which strategy—4% withdrawal, product-allocation with annuities, or time-segmentation—is best for retirement savers and the financial advisers who serve them.Our guest panelists are John Olsen, principal of Olsen Financial Group; David Blanchett, head of retirement research for Morningstar Investment Management; and Farrell Dolan, principal at Farrell Dolan Associates. For details and to make a reservation for this free event, email us at MarketWatchevent@wsj.com .— Anne Stanley , Managing Editor, Personal FinanceWho gets your iTunes and Kindle romance novels when you die? Many of us will accumulate vast libraries of digital books and music over the course of our lifetimes. But when we die, our collections of words and music may expire with us. Current law just hasn't kept up with advancements in digital content.
Who gets your iTunes and Kindle romance novels when you die? Widows getting cheated out of Social Security Women typically live longer than men, and some financial advisers neglect to take that fact into account when they tell clients how to time their Social Security benefits. The mistake could cost women who outlive their husbands—and who might benefit from a significant monthly check into their 80s or 90s.
Widows getting cheated out of Social Security 7 ways to snag the best airline seat Flying isn't getting any cheaper, and travelers who don't book carefully may find that they're paying more for a less comfortable experience. Here are seven tricks to snagging a better airline seat.
7 ways to snag the best airline seat Home underwater, plus water damage A reader wonders what to do after his house, already underwater, suffers extensive water and other damage after a storm and earthquake.
Home underwater, plus water damage ECONOMY AND POLITICS Bernanke says scope for more Fed easing Federal Reserve Chairman Ben Bernanke says there's room for the central bank to take more action in responding to critical questions from a top lawmaker on Capitol Hill.
Bernanke says scope for more Fed easing Who's who at the Republican convention A look at some of the Republican all-stars set to speak at the GOP's convention in Tampa this week.
Who's who at the Republican convention Brits can't keep up with stagnating U.S. The U.S. economy is growing below trend, but that's better than in the austerity-minded U.K. where the situation is getting worse. See the week's economic reports in charts.
Brits can't keep up with stagnating U.S. Airlines, autos boost durable-goods orders Orders for big-ticket items such as autos and airlines surged in July, but other areas of the U.S. manufacturing sector weakened for the second month in a row.
Airlines, autos boost durable-goods orders Bernanke may not be top dog at Jackson Hole There's been buzz for months about the speech that Federal Reserve Chairman Ben Bernanke is due to deliver at the central bank's annual gathering in the mountains, and yet the bearded academic may not even deliver the event's most important address.
Bernanke may not be top dog at Jackson Hole INVESTING 10 stocks from Buffett, Soros and more top players Here's the starting lineup for your fantasy fund-manager team: from Berkshire Hathaway, Warren Buffett; from Soros Fund Management, George Soros; from Greenlight Capital, David Einhorn; from Baupost Group, Seth Klarman, and from Pershing Square Capital Management, Bill Ackman.
10 stocks from Buffett, Soros and more top players How big mining deal will sabotage America The proposed Export-Import Bank of the United States investment in a $10 billion Australian coal-mining deal is at best highly suspect.
How big mining deal will sabotage America The bigger they are, the harder they fall Apple will not have the world's largest market cap forever. Mark Hulbert reports on the fate of other companies that have risen to the top of the rankings.
The bigger they are, the harder they fall 
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