Thursday's Personal Finance Stories
By MarketWatch
Don't miss these top stories: Many prospective home buyers think that down-payment assistance is a thing of the past or that their income is too high to qualify. They may be surprised: There are still government, employer and lender programs available to help buyers come up with a down payment.Read more about them in today's Home Economics column, plus learn some Social Security claiming tricks that help maximize your payout and get some tips on stocks for playing the smartphone boom.— Amy Hoak , assistant editorDown-payment money there for the taking
One of the most common reasons given for why people can't buy a home in this market is the down payment. But down-payment assistance money is out there, even though many people who would qualify don't know the programs exist.
Down-payment money there for the taking. Social Security claiming tricks to maximize payout
There are a dozens of lesser-known, often overlooked Social Security claiming strategies and tactics worth the effort.
Social Security claiming tricks to maximize payout. Stocks for playing the smartphone boom
Spending on phones is rising, but some telecom firms are benefiting more than others.
Stocks for playing the smartphone boom. The truth about Vikram Pandit's pay
Commentary: The departed Citigroup CEO didn't make out as well as many of his executive peers.
The truth about Pandit's pay. What Lance lost: 6 endorsement deals gone bad
The seven-time Tour de France winner is the latest in a line of celebrities who lost big when scandal struck.
What Lance lost: 6 endorsement deals gone bad. Power 30: financial forces
Part 4 of our annual list of the players shaping economic currents around the world.
Power 30: financial forces. ECONOMY AND POLITICS
Ignore volatile jobless data: Hiring still slow
Seesawing data from California have made it harder to figure out what's going on in the U.S. labor market over the past few weeks.
Ignore volatile jobless data: Hiring still slow. Factories in Philadelphia improve a bit in October
Manufacturing activity in the Philadelphia region rebounds to show modest improvement in October, the first positive reading since April, according to the Federal Reserve Bank of Philadelphia. The gauge's reading on employment worsens from September, however.
Factories in Philadelphia improve a bit in October. Leading indicators jump up 0.6% in September
The Conference Board's latest snapshot of the U.S. economy jumps up in September, marking a sharp reversal from August.
Leading indicators jump up 0.6% in September. SEC gets nearly 3,000 whistleblower tips
The Securities and Exchange Commission's more-than-year-old whistleblower office has received almost 3,000 tips from around the U.S. and abroad, a Democratic commissioner told enforcement officials.
SEC gets nearly 3,000 whistleblower tips. U.S. initial jobless claims jump to 388,000
First-time applicants for unemployment benefits last week shot up to a three-month high, U.S. data show, reversing a sharp decline in the prior report caused by seasonal quirks that had put initial claims at a four-year low.
U.S. initial jobless claims jump to 388,000. China's GDP growth slows but may mark bottom
China's economy cools to its slowest pace of growth since early 2009, marking what could be a low point in activity, according to economists who say other, monthly data point to broadening pickup underway.
China's GDP growth slows but may mark bottom. INVESTING
Get set to buy stocks after a market crash
Wall Street has never been a market for old men — yet when the going gets tough, the graying veterans get the 3 a.m. call for help, writes Jonathan Burton.
Get set to buy stocks after a market crash. Protect your money from the next stock crash
Even in a highly uncertain market climate, return on capital — not just of capital — is still an extremely important objective, says strategist David Rosenberg. His advice: diversify and be defensive.
Protect your money from the next stock crash. Stock crashes are money-making opportunities
The stock market remains on solid footing and the likelihood of a crash is minimal, writes money manager Jim O'Shaughnessy. If a crash of the same magnitude happens again, he says, investors should do one thing: Buy.
Stock crashes are money-making opportunities . Newsweek points to journalism's future
It isn't the first — and won't be the last — traditional media example to go all-digital, writes media columnist Jon Friedman
Newsweek points to journalism's future. The start of a roll for Morgan Stanley?
If concerns about the future of Morgan Stanley haven't disappeared, they have at least faded after Thursday's third-quarter profit report.
The start of a roll for Morgan Stanley? Microsoft tablet could fog Windows 8 launch
Early buyers of the Surface tablet next week are not going to get the full Windows 8 "experience," which could end up marring the launch of the new software.
Microsoft tablet could fog Windows 8 launch. 
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