Friday's Personal Finance Stories
By MarketWatch
Don't miss these top stories: Now's the time to book a vacation for 2013, reports Kelli B. Grant, especially for select destinations. In fact, early January's travel deals are often among the best offered all year. Also in today's Personal Finance Daily, find out which neighborhoods boost longevity, see why the new tax bill makes it more advantageous to stay single than to marry, and learn how pundits think 2013 will turn out for the economy and markets.— Alice Hagge , staff editor7 cheap trips for 2013
Book a getaway now to get some of the year's best deals.
7 cheap trips for 2013. Can Starbucks make you a better citizen?
The coffee giant isn't the only company that's attempted to improve its customers.
Can Starbucks make you a better citizen? The 5 most-hated assets of 2013
Investments shunned by the Wall Street elite today could be winners tomorrow.
The 5 most-hated assets of 2013. Retirement savers face their own 'fiscal cliff'
Americans had good reason to be disgusted by the behavior of politicians arguing over the so-called fiscal cliff, writes Chuck Jaffe. The question is whether people recognize the same disgusting financial behaviors in themselves and work to avert their personal fiscal cliff.
Retirement savers face their own 'fiscal cliff'. RETIREMENT
After the cliff: Roths, munis, diversification
Robert Powell on how to prepare your nest egg for a new tax reality.
After the cliff: Roths, munis, diversification. Could your retirement plan be cheaper?
Investors are gravitating toward low-cost index funds and ETFs, but some 401(k) plans are lagging behind.
Could your retirement plan be cheaper? Neighborhood ties may boost longevity
Living near more stores, restaurants and community groups could help boomers and the elderly fare better in a crisis.
Neighborhood ties may boost longevity. Retiring minds want to know
One of the benefits of retirement that many older Americans look forward to is the opportunity to go back to school.
Retiring minds want to know. ECONOMY AND POLITICS
U.S. gains 155,000 jobs in December
The U.S. created 155,000 jobs in the last month of 2012 and the unemployment rate was unchanged at 7.8%, suggesting the budget battle in Washington over the fiscal cliff didn't do much damage to the economy.
U.S. gains 155,000 jobs in December. Breaking down 2012's jobs data in charts
See the charts breaking down America's job situation. Health-care employment continues to boom, while manufacturing is struggling to recover.
Breaking down 2012's jobs data in charts. Analysts, lawmakers respond to jobs report
Roundup of reactions from Wall Street analysts and Washington lawmakers to Friday's Labor Department report showing that the U.S. created 155,000 jobs in December and the unemployment rate held steady at 7.8%.
Analysts, lawmakers respond to jobs report. Higher taxes penalize working wives
When the new tax bill is signed by President Obama, Americans at both ends of the income scale will find it more advantageous to stay single than to marry.
Higher taxes penalize working wives. INVESTING
Gold ends 1.5% lower in extended fallout from Fed
Gold and silver futures fell more than 1% Friday on signs the Federal Reserve could bring quantitative easing, one of the biggest boosts to gold's breathtaking run, to an end this year.
Gold ends 1.5% lower in extended fallout from Fed. Fiscal cliff reflects nation's state of mind
It is easy to look at what happened in Washington this week and call it insane, writes Al Lewis.
Fiscal cliff reflects nation's state of mind. Don't pick your adviser on 2012's performance
Mark Hulbert has one word of advice for those of you choosing your adviser based on how he or she did in 2012: Don't.
Don't pick your adviser on 2012's performance. Is Andrew Sullivan worth the 20 bucks?
Media columnist Jon Friedman doesn't know Sullivan or necessarily support his political views, but he is rooting for Sullivan to make a breakthrough.
Is Andrew Sullivan worth the 20 bucks? Four investor predictions and a wild card for 2013
It's that time again when pundits and guru wannabes of all stripes say how they think 2013 will turn out for the economy and markets.
Four investor predictions and a wild card for 2013. 
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