Tuesday's Personal Finance Stories
By MarketWatch
Don't miss these top stories: Gift cards are becoming more popular than ever, and terms are improving, too. But they also face growing fraud risks, particularly as scammers use card numbers for online purchases. Find out what you need to know if gift cards are on your shopping list this year in a story today by Kelli Grant.Also, learn why workers aged 50 and over are more fearful about job security and retirement prospects, plus read about four medical tests you may not need in today's Personal Finance Daily. —Amy Hoak , assistant editor Who's really using your gift card?
Terms are more generous this year, but fraud risks are on the rise.
Who's really using your gift card? Retirement fears rise among older workers
The economy is sputtering back to life, but workers aged 50 and over have grown more fearful — both about their job security and their retirement prospects, according to a couple of new surveys.
Retirement fears rise among older workers. Four medical tests you may not need
Because of "false positives" and other drawbacks, some kinds of diagnostic procedures can turn out to be unexpectedly costly.
Four medical tests you may not need. Encore: Can 401(k) savers save more?
Auto-enrollment has brought millions of new investors into 401(k) plans. The problem: They're saving piddling amounts of money. Anne Tergesen of The Wall Street Journal explores one possible solution.
Encore: Can 401(k) savers save more? Deny your inner gamble monkey
Irrational choices traced to our primate ancestors keep many young investors from seeking calculated risk for growing their retirement portfolios.
Deny your inner gamble monkey. Vanguard investors fear South Korea vanishing act
Some investors are worried that South Korea is about to vanish—and it has nothing to do with tanks or communism.
Vanguard investors fear South Korea vanishing act. Daddy, where do Happy Meals come from?
Commentary: How to avoid super-sizing your kids.
Daddy, where do Happy Meals come from? ECONOMY AND POLITICS
Republicans have surrendered on fiscal cliff
Now that Republicans have conceded two of their most cherished economic ideals, the path is open for them to reach a deal with President Barack Obama to avoid going over the so-called fiscal cliff in early January, writes Rex Nutting.
Republicans have surrendered on fiscal cliff. New inconvenient truth: We're 'Gore capitalists'
America has a new inconvenient truth — we are all capitalists first. And our love of the environment quickly becomes a distant second in this economic war.
New inconvenient truth: We're 'Gore capitalists.' U.S. trade deficit rises 4.9% to $42.2 billion
The U.S. trade deficit increases 4.9% in October to $42.2 billion as imports of crude oil rose and American exports of manufactured goods fell to lowest level in nearly a year.
U.S. trade deficit rises 4.9% to $42.2 billion. What's your question for Ben Bernanke?
Ask your question to Federal Reserve Chairman.
What's your question for Ben Bernanke? Small businesses: Obama worse than Lehman collapse
Do small-business owners really fear the re-election of President Barack Obama is worse for their business than the collapse of Lehman Brothers? To some degree, writes Steve Goldstein
Small businesses: Obama worse than Lehman collapse. Shrink the deficit? Forget about it!
No matter what the politicians may agree to, Irwin Kellner writes that there is one thing most economists agree on: The deficit will continue to grow in 2013.
Shrink the deficit? Forget about it! INVESTING
Here's your best bet to beat a 'rigged' market
Is Wall Street a 'rigged game,' too difficult for anyone but the pros? Financial blogger Tadas Viskanta tells why, in fact, this is one of the best times to be an individual investor.
Here's your best bet to beat a 'rigged' market. What could sabotage this stock market?
What will it take to sabotage this bull market? The fiscal cliff? Rising interest rates? Mark Hulbert takes a look at the possibilities.
What could sabotage this stock market? The missing link of investing
When we buy or sell a stock, we may just be playing out a script crafted by nature over the centuries, writes David Weidner.
The missing link of investing. Does H-P need an investor like Icahn?
Unsubstantiated rumors swirl that activist investor Carl Icahn was buying up shares of embattled Hewlett-Packard Co. Even if Icahn is able to amass enough of H-P's stock to have a voice, would he help or hinder its effort at a turnaround? writes Therese Poletti.
Does H-P need an investor like Icahn? 
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