Monday's Personal Finance Stories
By MarketWatch
Don't miss these top stories: Rising prices can seem like a fact of life, especially as the economy continues its slow recovery. But senior consumer reporter Kelli B. Grant reveals some items and expenses that may actually be cheaper in the new year. Also in today's Personal Finance Daily, read about what to discuss now with aging parents, find out how fiscal-cliff negotiations are progressing and learn which tech stocks could shine in the new year. —Alice Hagge , staff editorThe $168,000 bottle of wine
Just in time for the New Year, a wine that costs almost as much as the average American home.
The $168,000 bottle of wine. Cyberthreats to watch out for in 2013
The explosive use of smartphones and tablets in 2012 kept cybercriminals busy. And security experts warn of more to come in 2013.
Cyberthreats to watch out for in 2013. 4 things that will cost less in 2013
Experts say some items and expenses may actually be cheaper in the new year. In some cases, the drop is due to evolving technology and increased competition. In others, shoppers are making choices that may result in lower bills — without leaving them feeling deprived.
4 things that will cost less in 2013. Spending New Year's with the 'Champagne Cop'
It's Sam Heitner's job to keep other sparklers from using the Champagne name.
Spending New Year's with the 'Champagne Cop.' RETIREMENT
Six vital questions to ask your parents
Questions and concerns about end of life care, social security, medical decisions, wills, trusts, and estate planning are hitting many adult children sooner than they planned because they have to play a role with their own parents, says RetireMentor Jack Tatar.
Six vital questions to ask your parents. Encore: Can you erase the federal deficit?
An online tool gives readers a chance to design their own "grand bargain" to avert the fiscal cliff.
Encore: Can you erase the federal deficit? ECONOMY AND POLITICS
Progress cited as fiscal-cliff deadline nears
Negotiations aimed at averting the fiscal cliff of tax increases and deep automatic spending cuts are making progress, lawmakers say, as Washington stares down a midnight deadline for action.
Progress cited as fiscal-cliff deadline nears. Merkel looks solid as German employment climbs
Germany has by far the best employment record of any developed country, which is why Angela Merkel is favored to win re-election, writes David Marsh.
Merkel looks solid as German employment climbs. INVESTING
These Internet stocks can help you profit in 2013
As the year draws to a close, it's time to address some of the more puzzling questions being asked by tech investors as they evaluate the annual performance of their portfolios, writes John Shinal.
These Internet stocks can help you profit in 2013. 8 fund forecasts for 2013
Eight big stories that I think will dominate the fund world in the year ahead. They won't dominate the news or the economy the way the fiscal cliff has in recent weeks, but they will set the tone for how investors are feeling about funds 12 months from now.
8 fund forecasts for 2013. 
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