Tuesday's Personal Finance Stories
By MarketWatch
Don't miss these top stories: Before braving the crowds on Friday — or even Thanksgiving Day — shoppers should know this: There are some things that aren't worth buying on Black Friday. For one, the biggest discounts tend to be for gadgets, as Quentin Fottrell writes today. But take a look at the full story for the rundown on what gifts aren't at their cheapest right now. If you do shop on Friday, learn the best apps to use in today's Personal Finance pages. Plus, read a Paul Farrell column on how to live a happier, healthier and less stressful life by changing careers. —Amy Hoak , assistant editor 5 things not to buy on Black Friday
For a select few gift categories, procrastination pays off.
5 things not to buy on Black Friday. The best apps for Black Friday shopping
Why smartphones can be a bargain hunter's best friend.
The best apps for Black Friday shopping. Sandy creates choppy waters for used-car buyers
Storm's effects include higher prices, risk of flood-damaged vehicles.
Sandy creates choppy waters for used-car buyers. ECONOMY AND POLITICS
Find your 'Millionaire Code,' then your new career
Yes, you can increase your earning power. Definitely live a happier, healthier, less stressful life. How? Change careers.
Find your 'Millionaire Code,' then your new career. SEC alleges largest-ever insider-trading scheme
The Securities and Exchange Commission's sued a hedge-fund manager and a doctor over what it says may be the biggest insider-trading scheme ever charged.
SEC alleges largest-ever insider-trading scheme. Bernanke presses lawmakers to resolve fiscal cliff
Bernanke urges lawmakers to swiftly reach a deal to avert the fiscal cliff. He said uncertainty over fiscal policy is damaging the recovery.
Bernanke presses lawmakers to resolve fiscal cliff. Why home builders have been perking up
Sentiment, not to mention stock prices, of home builders are perking up, and they have good reason.
Why home builders have been perking up. Housing starts highest in more than four years
Construction on new homes for October reaches the highest rate in more than four years, another encouraging sign of a strengthening U.S. housing market.
Housing starts highest in more than four years. Bank of Japan stands pat but hints at more easing
The Bank of Japan refrains from further easing measures but says it plans to "steadily increase" the size of its asset purchases, raising speculation that new easing measures could be unveiled in the next few months.
Bank of Japan stands pat but hints at more easing. INVESTING
H-P, Autonomy fiasco: Who else is to blame?
As investors sift through another bombshell from Hewlett-Packard and the news that Autonomy, its biggest software acquisition ever, misled them about its financials, it would appear that the buck stops with the company's founder and former CEO Mike Lynch.
H-P, Autonomy fiasco: Who else is to blame? Just ahead: avoidable recession
Any compromise that cuts spending and/or raises taxes in the name of avoiding the fiscal cliff will also bash the economy, writes Irwin Kellner.
Just ahead: avoidable recession. Higher dividend taxes didn't cause decline
Some say that fear of higher dividend-tax rates was one of the primary causes of the stock market's recent weakness, but Mark Hulbert finds this argument difficult to square with history.
Higher dividend taxes didn't cause decline. Who killed the Twinkie?
Blame for the demise of Hostess Brands Inc. has gone around like a bad stomach flu, writes David Weidner.
Who killed the Twinkie? 
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