Personal Finance Daily: Music to help you concentrate?

	Personal Finance Daily JANUARY 08, 2013 Tuesday's Personal Finance Stories By MarketWatch Don't miss these top stories: CES: Can this music make you more productive? Bigger dividends in 2013? Donating retirement assets to charities. Spoiler alert: 9 stocks that may shock on earnings. With the 2013 Consumer Electronics Show under way in Las Vegas, senior consumer reporter Kelli B. Grant walks the floor to discover the latest must-have gadgets and services — from a playlist that helps you stay focused at work, to an emergency mobile phone that runs on just one double-A battery. Also in today's Personal Finance pages, learn about how the fiscal-cliff bill allows retirement assets to be donated to charity, and see nine stocks that could surprise on earnings. — Alice Hagge, staff editor The year of the jumbo, jumbo mortgage Surge in big loans last year fueled by falling interest rates The year of the jumbo, jumbo mortgage. Bigger dividends in 2013? Experts say the tax deal isn't the only reason dividend investors should be optimistic. Bigger dividends in 2013? Pawnbrokers pitch loans to kings and queens Shops go upscale, as Beverly Hills pawnbroker opens Manhattan location. Pawnbrokers pitch loans to kings and queens. Most useful travel apps: Pack these New and established apps offer more sophisticated tools and information this year to make your travels more enjoyable, easier and safer. Most useful travel apps: Pack these. CES: Can this music make you more productive? A new streaming-music service picks tunes to improve focus. CES: Can this music make you more productive? CES: A spare phone that runs on a AA battery The SpareOne emergency phone is designed to be ready when the power goes out — even if you store it in a bunker for 15 years. CES: A spare cellphone that runs on a AA battery. CES: Powering up without a plug New device uses fuel cells with butane to charge gadgets when outlets or electricity are scarce. CES: Powering up without a plug. CES: The search engine that searches you App learns about users to predict search needs. CES: The search engine that searches you. RETIREMENT Do you lie to yourself about retirement? "We're saving enough" ranks high on one commentator's list of investor self-deceptions. Do you lie to yourself about retirement? Donating retirement assets to charities The fiscal-cliff law extends a tax break popular with retirees. Donating retirement assets to charities. 'Break-even' math for Social Security A study offers a new approach for calculating when to start collecting benefits. 'Break-even' math for Social Security. Read more in our new Retirement section. ECONOMY AND POLITICS How about charging AIG with treason? Let American International Group Inc. (AIG) pursue a case saying its rescue was unfair. If the insurer really "lost" in its lifesaving bailout, then the choices it made before that were so negligent they deserve their own charges, writes David Weidner. How about charging AIG with treason? The best way to debt reduction? You choose How would you go about reducing the U.S. government's debt? MarketWatch's chief economist Irwin Kellner outlines a few options. The best way to debt reduction? You choose. The great banking swindle of 2013 The world's biggest banks moved closer to their next bailout after they successfully lobbied to gut rules that would make them safer, writes David Weidner. The great banking swindle of 2013. Washington events for Jan. 7 - 11 A look at the coming week's important economic events. Washington events for Jan. 7 - 11. INVESTING U.S. stocks drop with earnings ahead Major indexes extend losses into a second session as Wall Street looks ahead to after-the-close quarterly results from Alcoa Inc. (AA), with the aluminum producer expected to report a rebound from year-ago losses. U.S. stocks drop with earnings ahead. Spoiler alert: 9 stocks that may shock on earnings These nine stocks are likely to surprise on earnings, according to a data analysis that filters out estimate noise like stale forecasts. The financial sector could look ugly. Spoiler alert: 9 stocks that may shock on earnings. The S&P 500 will be at 1,525 on Jun. 30 Sam Eisenstadt is forecasting that stocks will have a "decent" run over the next several months, with the S&P 500 Index (SPX) trading at 1,525 by midyear. The S&P 500 will be at 1,525 on June 30. Tech IPOs a mystery so far for 2013 With many tech IPOs in hiding, it's hard to tell yet which sector companies may try to go public this year, writes Therese Poletti. But analysts are betting that the best deals will be in cloud computing, big data and other hot areas of information technology. Tech IPOs a mystery so far for 2013. Asteroid mining 2022 a $1 trillion bet for Earth A new enlightened class of capitalists is betting new space-age technologies will discover and restore resources and make them a fortune, while saving the world from a disastrous ending. Asteroid mining 2022 a $1 trillion bet for Earth. Get the latest news on our mobile site: http://www.marketwatch.com/m MarketWatch has sent you this newsletter because you signed up to receive it. To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders. Sent to: kumaresan.selva.blogger@gmail.com Unsubscribe | Subscribe Copyright 2013 MarketWatch, Inc. All rights reserved. MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc. By using this site, you agree to the Terms of Service and Privacy Policy (updated 6/26/07). MarketWatch - Attn: Customer Service, 201 California St., San Francisco, CA 94111