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Monday, January 30, 2012

Personal Finance Daily: Time to buy a house, but not to sell?

MarketWatch
Personal Finance Daily
JANUARY 30, 2012

Monday's Personal Finance Stories

By MarketWatch



Don't miss these top stories:

With low prices for residential real estate, and even lower mortgage interest rates, it's no wonder most people think this is a great time to buy a house. But at the same time, the prospect that interest rates will remain low and that home prices might have even further to fall has many people also thinking this is not a good time to sell a house — at least not yet.

Amy Hoak writes today in her Home Economics column that many would-be home sellers are waiting for some stability in the economy, in unemployment and to see if home prices decline more. That's not a bad strategy. Still, some forecasters are expecting modest improvement in housing in 2012, and that means if you're thinking about selling, this may be the year to get your property in shape for a quicker and more profitable sale.

Anne Stanley , Managing Editor, Personal Finance

It may be time to buy, but is it time to sell yet?

Many Americans say now is a good time to buy a home, thanks to low rates and bargain home prices. But homeowners aren't sure it's time to sell — at least not yet. They're waiting for improvement in the jobs picture and for prices to stabilize.
Read more: It may be time to buy, but is it time to sell yet?


Car-buying tips men can learn from women

Men can learn a thing or two from women's car-buying styles: Ask more questions, do more research, and forget gamesmanship.
Read more: Car-buying tips men can learn from women.


2012 Hyundai Genesis 5.0 R-Spec

When Hyundai's Genesis first hit the market in 2008, there were muffled calls that about the only thing missing in this upscale sedan was power.
Read more: 2012 Hyundai Genesis 5.0 R-Spec.


Are pension forecasts way too sunny?

If you were a better stock picker than Warren Buffett, would you be punching the clock every day as the faceless manager of a corporate pension plan?
Read more: Are pension forecasts way too sunny?


Taking your pension private

If you are self-employed and in the top echelon of earners, there is a big potential retirement-plan tax break available to you — and you don't even have to be Mitt Romney to get it.
Read more: Taking your pension private.


ECONOMY & POLITICS

Wages rise 0.5% in December; spending ebbs

Consumers spent less in December and saved more as their incomes rose sharply, U.S. data show
Read more: Wages rise 0.5% in December; spending ebbs.


INVESTING

Stable-value funds are shaky 401(k) options

Too many 401(k) holders mix insecurity and a bit of laziness with the general fear they have about the markets and investing. Faced with a slate of mutual funds, they see the word "stable" and a promised return and say "Sign me up" — and that's a problem.
Read more: Stable-value funds are shaky 401(k) options.


Apple wrestles with its 'China problem'

Apple began last week by basking in record quarterly profits, but then ended the week in a public-relations retreat after reports of exploited workers in factories in China assembling its hot-selling iPads and iPhones.
Read more: Apple wrestles with its 'China problem.'


Gold bull methodically takes profits

Gold finished 2011 up on the year, and gold bugs are hoping gold shares will follow the metal higher.
Read more: Gold bull methodically takes profits.


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