Personal Finance Daily: Get ready for a long -- and better -- retirement

Personal Finance Daily OCTOBER 17, 2011 Get ready for a long — and better — retirement By MarketWatch Don't miss these top stories: Get ready for a long — and better — retirement Don't let these 3 retirement risks hit you Retirement health-care costs: How to deal Auto Review: 2012 Volkswagen Passat V6 SEL premium Don't buy actively run funds from a broker Faced with low rates of return on investments and rising health-care costs, planning for retirement may seem ... daunting at best. But there are strategies to make it more manageable. MarketWatch offers a special report titled "Retirement Adviser: The future of retirement in America." Based on a panel discussion held in New York with experts in the fields of retirement benefits and investing, columnists Robert Powell and Andrea Coombes offer insights on retirement risks, health-care costs and more. In our lead story, Powell writes that new products, technology and adviser practices over the next decade will dramatically change how we plan for and live in retirement. Take a look at the full special report. — Anne Stanley , managing editor, Personal Finance RETIREMENT Get ready for a long — and better — retirement The more things change, the less they will be the same. That's not a mistake; that's a fact. Over the next decade, new products, technology and adviser practices will make retirement look quite different than it does today. Are you ready to take advantage of the changes? Read more: Get ready for a long — and better — retirement. Don't let these 3 retirement risks hit you The biggest financial dangers are those you're not prepared for. Here are three retirement risks you're not seeing — and how to insure against them. Read more: Don't let these 3 retirement risks hit you. Retirement health-care costs: How to deal Health-care costs in retirement can run into a staggering six-figure sum. But planning for your future health-care costs doesn't have to be overwhelming, according to three top retirement-planning experts at a recent MarketWatch Retirement Adviser event in New York. Here are their strategies to plan for and manage retirement health-care costs. Read more: Retirement health-care costs: How to deal. RETIREMENT VIDEOS Planning for financial risks in retirement MarketWatch's Robert Powell hosts a discussion on how to avoid outliving your retirement savings, with Rick Miller, founder of Sensible Financial Planning; Joseph Coughlin, director of MIT AgeLab; and Kathryn McCabe Votava, president of Goodcare.com.  Watch video: Planning for financial risks in retirement. Health-care costs in retirement Robert Powell hosts a panel discussion on practical strategies for saving for health-care costs in retirement, with benefits experts Kathryn McCabe Votava, Joseph Coughlin and Rick Miller.  Watch video: Health-care costs in retirement. The future of retirement Robert Powell hosts a panel discussion on the future of retirement, including financial risks, lifestyle choices and working in retirement, with benefit experts Joseph Coughlin, Kathryn McCabe Votava and Rick Miller.  Watch video: The future of retirement. PERSONAL FINANCE 2012 Volkswagen Passat V6 SEL premium With plenty of room and respectable power under the hood, this is a sedan that's hard to beat and should be first on your list of models to test-drive, writes reviewer Ron Amadon. Read more: 2012 Volkswagen Passat V6 SEL premium. The Medicare race is on This year's Medicare open-enrollment period — when the 47 million Americans who use the program can make changes in their 2012 coverage — starts this weekend and runs through Dec. 7. Last year, it began on Nov. 15 and ended Dec. 31. Read more: The Medicare race is on. What your heirs need to know about life insurance Life insurance is one of those financial products that can give people the heebie-jeebies. It can sound confusing and complicated, and it involves thinking about a very scary proposition: death. Read more: What your heirs need to know about life insurance. INVESTING Large U.S. firms outpace tepid growth The high exposure large U.S. corporations have to overseas markets is protecting them from sluggish domestic demand, leaving the broader economy to falter in tandem with the fortunes of small businesses, the provider of most jobs in the country. Read more: Large U.S. firms outpace tepid growth. Don't buy actively run funds from a broker Investors by now are familiar with the line that active mutual-fund managers can't beat index funds. But that doesn't stop them from trying, writes Chuck Jaffe. Read more: Don't buy actively run funds from a broker. ECONOMY & POLITICS Banks face deadline on tougher mortgage standards Big banks struggling with stalled mortgage-modification application processes face a new hurdle — tighter standards due to take effect in just more than two months from financial giants Fannie Mae and Freddie Mac. Read more: Banks face deadline on tougher mortgage standards. Why the establishment hates Herman Cain Republican presidential candidate Herman Cain's tax reform threatens a lot of vested interests, which is about the only good thing about it. Read more: Why the establishment hates Herman Cain. Get the latest news on our mobile site: http://www.marketwatch.com/m MarketWatch has sent you this newsletter because you signed up to receive it. 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