Personal Finance Daily: Insurance: Skip this, buy that

	Personal Finance Daily MAY 07, 2012 Monday's Personal Finance Stories By MarketWatch Don't miss these top stories: Insurance you don't need Should you wait to buy that new car? Auto Review: 2012 Volvo C70 T5 Inscription Fund directors owe shareholders more There's insurance you really need to have, and there's insurance you can live without, Jeanette Pavini writes in her Buyer Beware column today. Some types of insurance simply aren't likely to be worth the premiums. Take a look at her list of "don't need" and "must-have" insurance policies — and how you can get the best insurance coverage possible. Also on MarketWatch today, Chuck Jaffe writes that fund investors deserve proactive, decisive portfolio oversight. Chuck writes: "I believe director compensation should not be rising at a time when investors are not being compensated for taking risks with the fund." — Anne Stanley , Managing Editor, Personal Finance Insurance you don't need: Skip this, buy that Millions of consumers file claims every year against a wide variety of insurance policies only to find the money they spent on premiums was virtually thrown away. Here are some types of insurance you can live without. Read more: Insurance you don't need. Trust in the Lord…but check out the church Churches, unfortunately, still provide fertile ground for scammers and con artists. Read more: Trust in the Lord…but check out the church. Should robots replace financial regulators? Politicians and regulators are bickering again over who should oversee the nation's 28,000 investment advisers, who manage some $50 trillion. Read more: Should robots replace financial regulators? AUTOMOBILES Should you wait to buy that new car? News of stronger U.S. sales for General Motors may cheer investors, but analysts said the news also means car buyers searching for great deals might want to wait. Read more: Should you wait to buy that new car? 2012 Volvo C70 T5 Inscription If you're looking for a stylish convertible that will set you apart from those ubiquitous BMWs and Audis, check out Volvo's C70 T5 Inscription. Read more: 2012 Volvo C70 T5 Inscription. INVESTING Fund directors owe shareholders more What mutual fund investors don't know — or even want to think about — can hurt them. A new study of fund director compensation in 2011 shows why. Read more: Fund directors owe shareholders more. The case for frontier markets There's investing for the long term, and then there's investing as though you won't need to cash out until the day after forever. A recent report by Citigroup offers ideas for anyone who has a time horizon that's not quite so long but is nevertheless in no hurry to reap gains. Read more: The case for frontier markets. Be selective with preferred-stock ETFs and funds While their current 6% to 7% average yields are certainly spectacular, preferred securities and the mutual funds and exchange-traded funds that own them come with trade-offs that deserve a close look. Read more: Be selective with preferred-stock ETFs and funds. ECONOMY & POLITICS Disney avenges 'John Carter' bomb "The Avengers" broke box office records — and enabled Walt Disney Co. to rebound from the "John Carter" fiasco Read more: Disney avenges 'John Carter' bomb. A warning, not an ultimatum, to Merkel Elections in France and Greece provided the strongest warning yet that Germany will have to give if the euro is to survive. But it was a warning, not an ultimatum, and still gives Merkel room to maneuver, writes Darrell Delamaide. Read more: A warning, not an ultimatum, to Merkel. Get the latest news on our mobile site: http://www.marketwatch.com/m MarketWatch has sent you this newsletter because you signed up to receive it. To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders. Sent to: kumaresan.selva.blogger@gmail.com Unsubscribe | Subscribe Copyright 2012 MarketWatch, Inc. All rights reserved. MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc. By using this site, you agree to the Terms of Service and Privacy Policy (updated 6/26/07). MarketWatch - Attn: Customer Service, 201 California St., San Francisco, CA 94111