Personal Finance Daily: What to do if your insurer won't pay up

Personal Finance Daily OCTOBER 24, 2011 What to do if your insurer won't pay up By MarketWatch Don't miss these top stories: 10 tips about prepaid cards before you buy More 401(k) plans, IRAs may offer investing advice 8 ways to fight back if your insure balks Car Review: The 2012 VW Eos Executive Can bank stocks bail out your portfolio? It's bad enough that many people are unable to afford health insurance. What about spending years paying for premiums for your employer-provided health plan — and then finding out your insurer doesn't cover your illness? That's the situation for millions of Americans who suffer from a variety of ailments, Kristen Gerencher writers in her Vital Signs column today. Read her story for eight ways to protect yourself and get coverage. And don't miss Jennifer Waters's column today on prepaid cards and what you need to know about this convenient — but often costly — form of plastic. Plus, find out why more people may get access to personalized advice in their retirement plan. — Andrea Coombes , Personal Finance, editor More 401(k) plans, IRAs may offer investing advice More retirement savers may get personalized investment advice through their 401(k) plan or IRA, thanks to a new rule announced by the U.S. Labor Department on Monday. Read more: More 401(k) plans, IRAs may offer investing advice. 10 tips about prepaid cards before you buy Reloadable prepaid cards are useful tools to help overspenders and people who steer clear of banks, but they won't build your credit and can cost you plenty in fees if you're not careful. Read more: 10 tips about prepaid cards before you buy. 8 ways to fight back if your insurer balks Millions of Americans suffer from illnesses that add insult to injury by being virtually uninsurable. If you have a diagnosis that insurers don't want to touch, investigate your options, Read more: 8 ways to fight back if your insure balks. Car Review: 2012 VW Eos Executive It tries to be sport but it's really built for cruising, and yet it's clearly meant to be a car for all seasons. Read more: 2012 VW Eos Executive. Funding the post-pension retirement In a MetLife quiz on retirement and longevity released earlier this month, respondents' biggest concern by far was not having enough income to cover essential expenses. Read more: Funding the post-pension retirement. ECONOMY & POLITICS Mortgage refi plan targets hard-hit borrowers The Obama administration is to unveil a mortgage refinance plan changed to allow homeowners who have suffered steep price declines on their properties to get cheaper loans. Read more: Mortgage refi plan targets hard-hit borrowers. Wal-Mart's smart holiday bargain It's not even Halloween yet, but already the No. 1 retailer is bracing for what looks like a cutthroat holiday-shopping season. Read more: Wal-Mart's smart holiday bargain. Occupy Wall Street does have a clear message The Occupy Wall Street protesters have clear message: We need to transform the criminal enterprises of High Finance into institutions that promote the general well-being of the 99%. Read more: Occupy Wall Street does have a clear message. INVESTING Can bank stocks bail out your portfolio? For a bargain-hunting investor, buying bank stocks after a 26% rout this year may sound too good to pass up. But uncertainty about European debt and U.S. monetary policy raises the risk that these cheap stocks could fall further. Read more: Can bank stocks bail out your portfolio? Congress gets 'F' on ETF reform It looked like Congress wants to do something to address public concerns that ETF trading is making the stock market more volatile. Looks can be deceiving. Read more: Congress gets 'F' on ETF reform. Investing in a manic-depressive market With the stock market staging a sharp rebound from its summer-time selloff, there's hope that the worst is over. But there are plenty of land mines ahead. Read more: Investing in a manic-depressive market. When funds lend stock, who gains? You wouldn't want to make a loan to someone without knowing what you will earn on the loan. But if you own mutual funds or exchange-traded funds, you might be doing exactly that. Read more: When funds lend stock, who gains? Get the latest news on our mobile site: http://www.marketwatch.com/m MarketWatch has sent you this newsletter because you signed up to receive it. To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders. Sent to: kumaresan.selva.blogger@gmail.com Unsubscribe | Subscribe Copyright 2011 MarketWatch, Inc. All rights reserved. MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc. By using this site, you agree to the Terms of Service and Privacy Policy (updated 6/26/07). MarketWatch - Attn: Customer Service, 201 California St., San Francisco, CA 94111