 Personal Finance Daily SEPTEMBER 29, 2011 Top 10 best cities for your golden yearsBy MarketWatch
"Eight of our top 10 cities have cold winters," said Scott Perry, president of Bankers Life and Casualty Company, which commissioned the study. "While it's a pain to put on long underwear and shovel your walkway, not everyone has the luxury of moving to a warm location when they get older," Perry said. "Things like access to good public transportation, a clean environment, and support through social outlets make the winters much more tolerable and have a higher impact on quality of life for seniors." The research was conducted by Sperling's BestPlaces, for the Bankers Life and Casualty Company's Center for a Secure Retirement. Also in today's Personal Finance coverage, Robert Powell examines two distinct methods for drawing down retirement accounts and how the methods used can impact after-tax wealth. — Anne Stanley , Managing Editor, Personal Finance The 10 best U.S. cities for retirees The Twin Cities region is the best place for older Americans to live, according to a "Best Cities for Seniors" study ranking 50 metro areas on nine characteristics, including the availability of health-care services and the strength of the local economy. Here are the top 10 cities for retirees. Read more: The 10 best U.S. cities for retirees. Best ways to draw down retirement accounts When it comes to taking money from your accounts earmarked for retirement, the conventional wisdom and advice about the best way to withdraw from those accounts just might leave you with less, not more, after-tax wealth. Read more: Best ways to draw down retirement accounts. 5 questions to ask about your 2012 health benefits The health-care benefit choices employees make in the coming weeks will stick with them and possibly their family for all of 2012, so it's important to scrutinize and compare health-plan options. Read more: 5 questions to ask about your 2012 health benefits. 30-year mortgage rates just barely above 4% Average rates on fixed-rate mortgages hit record lows this week, with the 30-year fixed-rate mortgage averaging 4.01%, according to Freddie Mac's weekly survey of conforming mortgage rates. Read more: 30-year mortgage rates just barely above 4%. Open enrollment: The benefit of benefits Most workers need to do a better job of reviewing their health-care options and benefits package, because they are missing out. Read more: Open enrollment and the benefit of benefits. ECONOMY AND POLITICS CEOs more pessimistic about economy Fewer than half of America's largest companies expect to hire more workers in the next six months, according to a survey of chief executives. Read more: CEOs more pessimistic about economy. U.S. jobless claims sink 37,000 to 391,000 The number of Americans who filed applications for unemployment benefits sinks last week to the lowest level since early spring, but a government official suggests the surprising drop may have stemmed from "technical" issues not captured by normal seasonal adjustments. Read more: U.S. jobless claims sink. Second-quarter GDP revised up to show 1.3% growth The U.S. economy clocks slightly faster pace of growth than previously thought in the second quarter, led by a pickup in consumer spending and business investment in structures, government data show. Read more: Second-quarter GDP growth revised up. German lawmakers approve bigger EFSF Germany's parliament votes overwhelmingly Thursday to approve legislation expanding the size and scope of the euro-zone rescue fund. Read more: German lawmakers approve bigger EFSF. INVESTING Nasdaq fumbles the ball On a day in which the Nasdaq had to show any semblance of a will to lead this market higher, it didn't just fail, it failed miserably. Read more: Nasdaq fumbles the ball. 5 money moves one debt-crisis expert is making now There really is no polite way to convey what Satyajit Das is saying about the world that investors will face for several more years, but it must be said: The unwinding of the sovereign debt crisis will make some people extremely wealthy, but most of us will have to live with less — in some cases far less. Read more: 5 money moves one debt-crisis expert is making now. Is Operation Twist already working? An argument still can be made about whether 'Operation Twist' will actually make a reversal for the Fed and raising interest rates that much harder. It probably will. But for now the twisting seems to be a little encouraging, considering the squeeze facing the global economy. Read more: Is 'Operation Twist' already working? Two bulls stay stoical in market madness Two successful bulls stay stoical amid market madness, reports Peter Brimelow. Read more: Two bulls stay stoical in market madness. How long can the market hold its breath? The good news is if history is any guide, we're likely no more than two to three weeks away from mercifully putting in a bottom for the rest of the year if we haven't already, writes Conor Sen. Read more: How long can the market hold its breath? Get the latest news on our mobile site: http://www.marketwatch.com/m  MarketWatch has sent you this newsletter because you signed up to receive it. 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Thursday, September 29, 2011
Personal Finance Daily: Top 10 best cities for your golden years
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